People love to save money on car insurance. Understanding that it is a privilege to drive on the streets and highways of Oregon also means people understand this privilege comes with certain costs and responsibilities. Buying an Oregon auto insurance policy is one of those costs. Drivers are responsible for the injury or damage they may cause in an accident. The way a driver can demonstrate he will take responsibility in an accident is by purchasing insurance which will pay the other guy whose car gets hit. There are so many ways to help reduce the cost of auto insurance in Oregon. This list will help you understand what insurance companies are looking for in order to reward you with lower rates.