Doug Hartley

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Privacy Notice

This is the web site of InsureSource Agencies, LLC.

Our postal address is

4233 SE 182nd Ave 258

Gresham, Oregon 97030

We can be reached via e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it. or you can reach us by telephone at 503-693-2852. (No Soliciting Please!)

For each visitor to our Web page, our Web server automatically recognizes no information regarding the domain or e-mail address. With respect to cookies: We do not set any cookies.

With respect to security: When we transfer and receive certain types of sensitive information, we redirect visitors to a secure server and will notify visitors through a pop-up screen on our site.

We collect the e-mail addresses of those who communicate with us via e-mail, and information volunteered by the consumer, such as requests for quotes or changes to existing insurance policies. If you do not want to receive e-mail from us in the future, please let us know by sending us an e-mail at the above address simply stating you would like to be withdrawn from our list of e-mail recipients.

Please provide us with your name and phone number. We DO NOT share any information with other organizations.

If you supply us with your postal address on-line you will only receive the information for which you provided us your address.

Persons who supply us with their telephone numbers on-line will only receive telephone contact from us with information regarding quotes or changes they have requested on-line.

The information we collect is used by us to contact customers for policy service and marketing purposes, and will only be disclosed when legally required to do so.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site to notify you of these changes and we will use for these new purposes only data collected from the time of the policy change forward. If you are concerned about how your information is used, you should check back at our Web site periodically.

If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number.

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Foremost - Manufactured Homeowners

InsureSource Agencies, LLC in Oregon is proud to offer mobile home insurance through Foremost Insurance. Foremost offers competitive manufactured home rates from the latest double and triple wide and modular homes to the classic single wide. Foremost can insure your mobile home in a park or on private land. The affordable prices can go even lower with water damage buy-back deductibles. The age of your manufactured home doesn't matter. When most insurers stop at 15 years old, Foremost can go back to homes built since the sixties.

Some conventional, stick or brick built homeowners find themselves in a bind and cancelled by their homeowner insurance company. If your Oregon homeowner policy has been cancelled or denied due to poor credit or too many losses or claims, call us. Foremost offers an outstanding classic homeowner insurance policy specifically designed for the homeowner who finds himself without homeowner insurance. The policy will meet all the requirements your mortgage company or lender requires.

In addition to manufactured home insurance, Foremost offers a wide variety of insurance for snowmobiles, ATVs, boats, motor homes, travel trailers and motorcycles.

Call InsureSource today for a mobile home quote! 503-693-2852

These are the contact phone numbers if you already have Foremost Manufactured Home, Classic Homeowner or recreational vehicle policies:

Customer Service: 800-527-3905

Claims: 800-527-3907

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Bristol West - Foremost - Auto Insurance

Bristol West Insurance Company, the auto insurance company, is re-branding itself under the name of Foremost Insurance Group. The actual name of the underwriting company is Coast National Insurance.

Bristol West started out in Florida in 1973. It operates in various states. It's been a key auto insurer in Oregon over the last decade. The company shares claims and customer service resources with Farmers Insurance Group. So, if you call the company for payment or claim service, don't be surprised when they answer the telephone as Farmers Insurance. You have reached the right company!

Bristol West Insurance Company, now part of the Foremost Insurance Group of companies, has invested extensively in automation making it easier to access your policy information, make payments and report claims. You can click on the link below to go directly to the page that will take full control of your policy if you find yourself needing service outside the hours your agent or the customer service department is available.

Bristol West Insurance Company - Foremost Insurance Group Website

You can also call the numbers below directly to the company to have your Oregon auto insurance policy questions answered by a highly trained and competent customer service representative.

Customer Service: 888-888-0080

You can also make a debit or credit card payment over the phone by dialing the same number:

Payments: 888-888-0080

If you wish to make a claim with Bristol West Insurance Company (also known as Coast National Insurance) call the phone number below.

Claims: 800-274-7865

Of course you can always dial the Oregon auto insurance agency for customers service, changes to your policy and payments during the hours of operation 9:00 am to 5:00 pm:

Insurance Agency: 503-693-2852

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Commerce West – MAPFRE

Commerce West Insurance Company is subsidiary of MAPFRE, a multi-billion dollar international insurer. Commerce West is based in Pleasanton, California. They are no longer taking new customers in the State of Oregon but are renewing and serving existing customers. If you need Customer Service, Make a Payment or Report a Claim call:

800-244-1545

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Kemper Specialty Auto Insurance

InsureSource Agencies, LLC is proud to represent Alpha Property and Casualty Insurance Company in the State of Oregon. Alpha P&C is the underwriting company for Kemper Specialty Insurance.

You can call us for a Kemper Specialty (formerly Unitrin) quote at: 503-693-2852.

If you need to report a claim call: 1-800-234-3606

If you would like to call customer service dial: 1-888-342-6595

The website to Kemper Specialty is: www.specialty.kemper.com

The Kemper Specialty has evolved over the years to meet the changing needs of automobile insurance buyers who love their cars. Originally operating under the single entity of Financial Indemnity Company and transition through the new millennium to their new name, there are now four companies working under the Kemper brand. Writing approximately 275,000 policies daily, they are a heavy player in their market.

In 1946 the original company name was Associated Veterans' Aircraft and Automotive Insurance Company. The company name was quickly changed to Financial Indemnity Company as insuring aircraft did not fit their business model.

The early mission of Associated Veterans' was to provide auto insurance to veteran's returning from World War II. The veterans came home to a whole new world. Before the war a car was a luxury. The factories which once served to produce machinery for the war were retooled and dedicated to the manufacture of automobiles. This put an car or pickup in reach of the returning soldier. However, many viewed the veteran as a "high-risk" driver and refused them coverage. A majority of the returning soldiers hadn't had a car, or even a driver's license before the war. Unitrin stepped in to assist these veterans with their auto insurance needs and get them on the road.

Kemper Specialty now has more than 8,000 agents throughout the United States and offers insurance coverage for both personal and commercial automobiles in at least 22 states. Based in Dallas, Texas they have regional offices in Woodland Hills, California and Salem, Oregon. With a strong independent agent network, Kemper Specialty is able to provide enhanced coverage and choice responding to the specialized needs of the Oregon driver.

Kemper, Inc. operates in many states under various subsidiary names depending on whether it is personal or commercial: Kemper Specialty (formerly Unitrin Specialty), Financial Indemnity Company, Valley Insurance, Kemper Auto and Home, Kemper Business Insurance, and finally Kemper Direct.

With an A.M. Best rating of "Excellent" and a Standard & Poor's rating of "A" this is a financially sound company that is a permanent fixture in the auto insurance industry.

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Sentry - Dairyland Viking

Dairyland Auto Insurance and InsureSource Agencies have had a profitable and solid business relationship since 1993 in the Washington County Oregon area. Dairyland is a subsidiary of the Sentry Insurance Group based in Stevens Point, Wisconsin. Sentry was first established in 1904 and is an A+ A.M. Best Company rated insurer.

Call us for a Dairyland quote at: 503-693-2852

In Oregon, Dairyland Auto Insurance operates under the underwriting company name of Viking Insurance. Sentry has acquired many small regional companies over the years and turned into a solid and steady growth company holding assets of $11 billion.

Dairyland Auto offers competitive rates for good drivers and for drivers who have a few tickets and accidents. They offer SR22 certificates on demand in the office of InsureSource Agencies in Oregon. That's convenient because InsureSource can print you an SR22 right in the office or email it to you if you have a good printer.

If you find yourself in a situation where you need an SR22 but don't own a car, Dairyland recognizes your need and offers one of the cheapest Non Owner policies in the State of Oregon. They don't credit score the Non-owner product so you can count on the lowest nonowner prices around.

With just one month down, you can get started with Dairyland. Most companies require at least a month and a half to get started as a deposit. With Dairyland you are buying one month at a time.

Call us at 503-693-2852 for a really competitive non-owner SR22 policy or a low down payment regular car policy.

Cutting edge! Dairyland has got one of the most sophisticated Driving Record and Household Driver discovery tools out there. We don't want you to have any surprises if someone should be listed on the policy gets in an accident in your car. We will help you identify those drivers who should or should not be listed on your policy. That way you know who is authorized and who is not. We don't want you to have any surprises at the time of an accident where the insurance company wants to deny the claim because you forgot or didn't know you were supposed to list a driver on your policy.

You can visit the Dairyland website at: www.dairylandauto.com

There you can make payments and contact the company about a claim.

Call the one number below if you need assistance with any of the following services:

800-334-0090

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Progressive Insurance

Progressive Auto Insurance is a well branded company. If you love technology, Progressive loves you. InsureSource Agencies, LLC also loves technology. We have a fully automated, secure and efficient agency management system. That makes InsureSource and Progressive a great team. That translates to shorter waits while we look up your account. No more searching for paper files. It also means you can take control of your account. Thought the ProgressiveAgent.com website, you can manage your own policy and make payments if you so choose.

Call us today for a quote from Progressive! 503-693-2852

Now be careful. There are two kinds of Progressive. The kind you buy online and on the phone without an agent. That's called Progressive Direct. They price their insurance differently than the Progressive Agent company prices we offer through independent insurance agents in Oregon.

Progressive in Oregon also offers insurance for motorcycles, motor homes, commercial vehicles, boats, and snowmobiles. Their claims service is exceptional. The technology interface between your computer and theirs is unmatched.

Go online with Progressive Agent at: www.progressiveagent.com

Customer Service: 877-776-2436

Payments: 800-876-5581

Claims: 800-274-4499

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Considering a Career in Auto Insurance?

A career in auto insurance in Oregon can be very rewarding. You have so many opportunities to meet people, get an education, learn technical and computer skills and provide a service that involves every driver in the State of Oregon. A high level of integrity and ethical behavior are required in all professions. Insurance is no exception.

Meeting People

Some people go through life and never expand their number of acquaintances beyond family and close friends. If you describe yourself as a 'people person' on your resume, then insurance may be one of those careers that fits your personality perfectly. Can you remember the names of every student in your high school? Do you have more than ten names in your favorites email or messaging contact list? Have you talked to more than five strangers today? Are you a good listener? Do you pay attention to other's needs and put them first? If you answer yes to all of these then insurance would fit nicely into your line of business.

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Making Payments on your Car Insurance

Policyholders of auto insurance have more options now than ever before on making payments on their policies. Credit cards, debit cards, checks and money orders are the most common ways to pay the insurance bill. These methods require that you remember to pay your bill every month by mail, in the agent's office, by phone or over the Internet. If you are an organized person, and don't mind taking the time, then these methods are best for you.

Automatic Payments - Electronic Funds EFT

Imagine setting up your insurance bill so it is taken out of your checking account automatically every month. Insurance companies have had this option for years but few insured take advantage of this efficient method of paying the insurance bill. It is usually very simple. In addition to the regular application, a separate form must be signed and completed that identifies your bank, bank routing number and account number. Your agent might also ask for a voided blank check so the company can verify the routing and account number and whose name is on the account.

After you complete the form it is sent in to the company and they program the computer to make a request of the bank each month. This request is generally sent in a few days before the monthly payment date giving the bank time to check the insured's balance, assure enough funds and program the computer to withdraw the specified amount the day it was requested.

Most companies don't allow the customer to pick the date that the funds are withdrawn as it is based on the actual date the policy was started. There are a few that allow the customer to pick the date.

Why is it important to pay the bill on time?

Avoiding late fees is a big one. Late fees range from $5.00 to $10.00 on personal policies and even higher on commercial policies. Although most policies provide for at least a ten day grace period, it's not a good idea to get in the habit of using that extra time every month. The late fee usually applies if the payment is received on the day after the payment was due. Insureds should get in the habit of paying their premium at least four or five days prior to the date it is due if sent by mail giving enough time for the postal service to deliver the payment envelop to the company.

If you prefer paying with a credit card by phone with the agent, with the company or going online at the company's website, keep in mind that most companies wait two to three business days before they actually post the payment. Why? It usually takes about that much time for the company to verify there are enough funds in the customer's debit card account or that the limit on a credit card has not been exceeded. Although the insurance company will recognize your transaction as of the day you make it, preventing a cancellation notice from being sent out may not be avoided if you pay on the exact day the payment was due. Often the insurance company accounting system won't recognize a payment as posted until it has cleared the bank and the late notice processing system is on a different computer. So, an insured shouldn't be surprise if he gets a cancellation notice in the mail even though he paid his premium online on the day it was due. The company will then send out a reinstatement notice as soon as it is sure the funds are available.

Making payments on time also helps a consumer's insurance credit score. Insurance companies have invented in the past few years a way of determining the desirability of a customer observing several factors or behaviors. One is if the insured has a history of paying on time. Rates are set lower for those clients who have more of the desirability factors.

How does my insurance payment history affect my insurance credit score?

One time, paid-in-full, insurance payments are, of course, the most desirable of the payment plans. That means you don't have to worry about sending in your payment by mail, calling your insurance agent every month or trying to remember if you went in online and paid the bill. There are other benefits to paying your bill in-full. The company usually rewards the customer for paying in full by offering a sizable discount and the insured avoids the monthly billing fees and late fees. Theses discounts and fees can really add up to as much as several hundred dollars in savings. Of course, paying your premium in full will guarantee an improved insurance credit score.

If you need any clarification about these payment topics, please contact your independent insurance agent. We're happy to explain all the options in detail.

You are sitting at a stoplight and BANG! someone runs right into the back end of you. What do you do?

Many people react by getting out of their cars, marching right up to the person who hit them and start yelling and threatening physical violence. Bad idea on many levels:

1. They are in traffic and another car can pass and run over them trying to get around the accident or because there is another lane next to the cars.

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