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Oregon Auto Insurance and SR22 - InsureSource Agencies - SR22 Oregon - Cheap Auto Insurance - 97030
Saturday, 14 January 2012 20:54

Tips on Lowering Your Car Insurance Rates in Oregon

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1. Shop Around

Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet. Don't shop price alone. Ask friends and relatives for their recommendations. Pick an agent or company representative that takes the time to answer your questions.

Identity Theft. It's in the news and on the tongues of most Oregonians. You see and hear ads all over the media offering you identity theft prevention, protection and clean up services. How do you lose your personal information and what can you do to protect it? What are the potential points of personal data loss? This article will address these and other issues regarding the security of your personal data.

Auto insurance prices seem to be going up steadily. Some companies have gotten bailed out by the government. Other insurance companies have been purchased or merged into other insurers. Changes in plans, names, ownership, regulation of insurance companies leaves many car insurance buyers bewildered. We can help you understand the changes and find affordable insurance plans from companies with a good service track record.

These tough economic times call for drastic changes. Exclusive or captive insurance agents are being given the opportunity to sell their businesses to other larger more profitable agencies. Some independent agents are selling out to large out-of-state conglomerates who are bullying their way into the State of Oregon charging outrageous fees to start your auto insurance policy and will only place you with insurance companies who are willing to pay above market commissions.

Saturday, 14 January 2012 20:44

Why Buy From an Independent Agent in Oregon

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Independence. It's a word that gets thrown about with beneficial properties. For one to be independent implies choices. You get the feeling of freedom. Free to grow, free to choose, free to learn. With that independence one might feel a little be lonely. There is an aspect to independence that begs for solitude. When it comes to buying auto insurance, you are independent to choose the company, coverages and agents you want and need. But, you are never alone.

Good question! In Oregon, car insurance follows the car. Yes, you bought an auto policy from an independent or exclusive agent or from a direct writer company and it has your name at the top of the policy. However, the auto insurance is for the vehicles listed on the policy not any car you drive. The owner of each vehicle is responsible for insuring his or her own automobile. If he lends it out to someone else, he must keep it covered for at least the basic coverages.

alphinia girlsYou are probably asking yourself, "How can so many car insurance companies advertise and claim they can save me so much on my car insurance if I switch my policy to them?" That's an excellent question if you are a sharp and savvy car insurance shopper.

If every auto insurance company makes that promise, which car insurance company are they comparing themselves to? Is there an auto insurance carrier out there which purposely charges $459 more a year so the rest can make that claim?

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